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BERKELEY HEIGHTS, N.J. (TheStreet) -- Family loans can be appealing, given the current miserably low interest rates on savings accounts coupled with tight credit conditions for borrowers, but there are serious tax and relationship implications to consider first. For example, let's look at a wealthy parent with a child in their late 20s or early 30s. The parent has excess cash earning close to z Read More »
Being in debt is no fun at all. In fact debt can affect every area of your life and can make you feel in a word- awful. If your credit history is tarnished and you have had problems in the past then finding a way to consolidate your debts may be a viable solution for [...] Read More »
Having bad credit puts you in an unenviable place financially. It is no fun at all. Being eligible for a home equity loan with bad credit can be problematic but it is not entirely impossible. A home equity loan (HEL) is a kind of loan whereby the borrower uses the equity they have in their [...] Read More »
When you need a car you need a car. Not everyone has the ability to purchase a motor vehicle with cash. If you are someone who has bad credit but needs a car then the encouraging news is that auto loans with bad credit are possible.Where then do you start if you wish to get [...] Read More »
Some lenders are actually in the business of extending new credit to individuals with a history of credit problems or bankruptcy.  If you have credit problems in your past, don’t be surprised if you start receiving offers like this in the mail or possibly even by phone.  These offers may sound like the same types [...] Read More »
The government has remade student-loan programs, saving the country $61 billion over 10 years. Read More »
If you're thinking about buying a new car, start saving your pennies because it's becoming tougher to get a loan. Read More »
If you need a loan but bad credit is holding you back from applying then Ditech can help you. The same holds true if your bank has turned you down for a loan. Ditech has solutions in place for those who have less than ideal credit.Ditech offers refinancing and home loans to people who wish [...] Read More »
If you have built up equity in your home and want to make some much needed improvements to your home then a home equity loan is one way to do it. There are two forms of home equity loans- a one time loan and a line of credit.A one time loan means that the borrower [...] Read More »

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