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Updated 11:02 a.m. NEW YORK (MainStreet) -- Gift cards are a great holiday present only if the stores issuing them stay solvent long enough for customers to redeem them. American holiday shoppers increased gift card spending from $139.91 per person in 2009 to $145.61 last year, according to the National Retail Federation. That's still less than the $147.33 spent on gift cards in 2008 and well b Read More »
By Sheryl Nance-Nash, DailyFinance NEW YORK (DailyFinance) -- When Katie Simmons went cold turkey, it wasn't drugs, alcohol or cigarettes that she quit. It was credit cards. "It was the hardest thing I had to do," says Simmons, who had run up $50,000 in credit card debt on any and everything. "I had no idea how much I relied on those darn cards. With those cards, I always had a plan B, now my Read More »
(Information on government issued prepaid debit cards and the $7.2 billion Madoff settlement updated in today's Hot Trends article.) NEW YORK (TheStreet) -- "Debit cards" is a popular search topic today after the U.S. Treasury Department launched a pilot program that will give low-income taxpayers a chance to get their federal tax refunds on prepaid debit cards. "This pilot program will provide Read More »
NEW YORK (LowCards.com) -- Last month it was holiday cards clogging your mailbox. Don't be surprised if credit card offers are replacing them. January is the busiest month for credit card applications. Issuers will flood consumers with offers, especially for cash-back cards. Credit card issuers want your business, and they are competing for every customer, even trying to lure customers away from Read More »
The grayer you get, the less likely your bank account is still in the black. Read More »
The new rules generally bar rate increases during the first year after an account is opened. The changes start in about five weeks. Read More »
Karlos Dansby's 17-yard fumble return for a touchdown in overtime gave the Arizona Cardinals a 51-45 victory over the Green Bay Packers in the highest-scoring playoff game in NFL history. Read More »
The Cardinals threw away a chance to clinch a second straight NFC West crown, losing to the 49ers 24-9 on Monday. Read More »
We'll bet that the inventor of the Christmas card, British illustrator John Calcott Horsley, never anticipated that his first commercially printed card in 1843 would be the forerunner of a global phenomenon. Read More »
Most people with bad credit never intended to become a credit risk. Many people today would like to be able to invest money knowing they are financially sound and credit worthy.  Despite their best efforts many people who have poor credit are at the mercy of most bad credit lenders and unable to obtain loans [...] Read More »
If this story isn't on the front page, I've reneged on a bet I was sure I couldn't lose. Read More »

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